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Personal Banking
Savings
Savings Options
Regular SavingsMinimum to Open - $25.00
Quarterly Service Fee - $3.00. No charge for Seniors over the age of 62.
Account Details:
- No monthly fee if you maintain a balance of $100
- Fingertip Banking
- Home Banking
- Earn interest with a minimum balance of $50 *
* Fees could reduce the earnings on the account.
Christmas Club
Minimum to Open - $5.00
Monthly Service Fee - $0
Account Details:
- Have money transferred from your checking account directly in to this account to help you save for end of the year expenses including Christmas expenses, increased heating bill costs, pay for taxes, etc.
- Checks are mailed or deposited to your checking account in mid October.
- Early withdrawals subject to an additional fee.
Individual Retirement Account
If your current IRA doesn't allow you the flexibility of investment choices that meet your objectives, consider transferring your assets into one of the IRA options that we offer.
There are three basic types of IRAs: Traditional, Roth and Educational. Our experienced customer service representatives will take the time to help you choose from a broad range of savings options.
Savings Bonds
A Savings Bond is a contract showing that money has been loaned to the Treasury of the United States in exchange for certain benefits. These can be used to help you prepare for your children's college, gift ideas, or retirement. We can help you purchase and cash in savings bonds.
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